GROUP MED CLAIM POLICY
Any Group/Association/Institution/Corporate body of more than 50 persons can take group Mediclaim policy. The institution should have a central administrative point. This Policy contains names of persons covered and provides cover to all eligible members. 

What is covered?
This Policy covers following critical ailments:

1. This Policy covers hospitalization expenses incurred within the country, due to illness/disease &/or due to accident during the Policy period.

2. Room, Boarding expenses as provided by the Hospitalization/Nursing Home, and Nursing Expenses.
   o Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees Anesthesia, Blood, Oxygen, Operation Theater Charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials and x-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and Cost of Organs and similar expenses.

PERSONAL ACCIDENT
Personal Accident policy provides coverage and security to a person in case of death bodily injury due to an accident. Organizations take these policies for their employees. 
Individuals and groups can avail the benefit policy with varied product features. 

What is covered?
The life of an individual against loss of life, disablement, injury arising out of an unforeseen, undesired, unexpected i.e. accidental event

What are the benefits of the policy?
100 % of the Capital sum for death / loss of two limbs/loss of two eyes/loss of one eye and one limb/Permanently incapacitated by the accidental disablement
50% for the loss of one eye or one limb, Varied percentages of benefits for Permanent Partial Dismemberment of limbs
Hospitalization expenses with certain limits consequent upon an accident

OVERSEAS MEDICLAIM POLICY
This policy is for any Indian resident traveling abroad. A corporate frequent traveler can avail a single annual policy. It is mandatory in some Western countries for a visitor to their country to be covered by a Health Insurance Policy. In its absence, he may run the risk of repatriation or quarantining in the airport itself. 

Medical treatment is expensive overseas and can become a major financial problem in case of any emergency/ accident .Hence, this policy will come in handy in case of any medical trouble abroad. 

Who can insure?

• Persons going abroad

• Children and spouse accompanying person going abroad

• Annual policies by Corporate for the travel of their executives.
  

What is covered?

• Medical Expenses.

• Personal Accident.

• Total Loss of Checked Baggage.

• Delay of Checked Baggage.

• Loss of Passport.

• Personal Liability. 

When does the cover apply?
In case of loss of baggage, delay in checked baggage, loss of passport, illness or an accident.