Standard Fire and special perils Policy (for existing infrastructure)
This policy covers the loss or damage arising out of fire and allied perils to the Building, furniture and fixtures, machinery, electronic equipment, stocks and other contents in the premises of the factory and the office building.

Marine cum Erection All Risk Insurance
This policy protects the interest while erection of the plant and machinery in the power plant including consignment, which are in transit to the erection site. 

Marine Delay in start up Insurance
This policy covers monetary losses due to delayed erection of the project because of delay resulting in marine losses and start up of the erection.

Contractors All Risks Insurance
This policy is designed to protect the interest of contractors and Firms involved in construction activity against the damage or destruction of various civil engineering projects undertaken by them. The policy is suitable for all types of civil engineering construction works ranging from small buildings to massive dams, as they are susceptible to damage by a variety of external and internal causes during the course of construction.

CAR/EAR Advanced Loss Of Profits (ALOP) Insurance
This policy covers monetary losses due to delayed commissioning of the project as a result of a loss during construction/erection, which is covered under a project insurance policy. 

Workmen's Compensation Insurance
This policy provides cover to employee in the immediate service of any organisation/ site of work who sustain personal injury by accident or disease arising out of and in the course of employment in the business and if the employer are liable to pay compensation for such injury illness under W.C. Act, 1923, Fatal Accidents Act, 1855 or at Common Law.

Contractors Plant and Machinery Insurance
This policy is suitable for contractors involved in construction business for covering all kinds of construction equipment like compressors, heavy duty cranes, boring machines, bulldozers, pipe jacking, and hauling equipment, pavers, excavators, loaders, road rollers, tunnel boring machines etc. can be covered under this policy.

Marine Insurance
Marine Insurance cover starts right from the movement of goods/Raw Material leaves the foreign/Indian manufacturer's warehouse and remains continuously in force during voyage/inland transit to the site/ware house /factory.

Storage of Materials Insurance
Standard fire and special perils policy can be taken to cover materials that are stored in the premises of the factory.

Asset Insurance
Standard fire and special perils policy can be taken to cover the assets of the organization.

Fidelity Guarantee Insurance
This policy reimburses for direct pecuniary loss due to all acts of fraud or dishonesty or forgery or embezzlement committed by any of the Insured's employees in connection with his/her occupation during the uninterrupted continuance of employment.

Cash in Transit and Safe Insurance
This policy provides cover against loss of money in transit, by the insured or Insured's authorized employee(s) occasioned by robbery, theft or any other fortuitous cause also covers loss by burglary of house breaking whilst money is retained at Insured's premises, in safe(s) or strong room.

Group Personal Accident Policy
This policy covers Accidental death or bodily injury caused solely by violent, external and visible means or loss resulting directly and independently for all other causes from bodily injuries caused by an ACCIDENT.

Group Mediclaim Policy
This policy covers Group/Association/Institution/Corporate Body of more than 50 persons provided it has a central administration point. This policy covers Hospitalization expenses only for illness/diseases contracted or injury sustained, Rooms, Boarding expenses as provided by the Hospitalization/Nursing Home, Nursing Expenses and Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees Anesthesia, Blood, Oxygen, Operation Theater Charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials and x-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and Cost of Organs and similar expenses.

Directors and Officers Liability Insurance
This policy covers the Legal liability of Directors and Officers of a company holding positions of trust and responsibility to pay damages to shareholders, employees, creditors, etc., of the company for wrongful acts committed by them in the supervision and management of the affairs of the company.
General Exclusions to the policy are Dishonest fraudulent criminal or malicious act
Personal guarantee, Libel and slander and damage to property, Pollution damage, NS Violation of any Law.

Motor Vehicles Policy
Motor vehicles registered under Motor Vehicles Act and move on the roads has to be insured under motor vehicles policy.