Standard Fire and special perils policy
This policy covers the loss or damage arising out of fire and allied perils to the Building, furniture and fixtures, machinery, electronic equipment, and other contents in the premises.

Electronic equipment Policy
This is an all risk policy which covers electronic equipment like computers, UPS, Audio video equipment, printer, faxes, other electronic/microprocessor equipment used in the factory/office.

Fire loss of Profit Insurance
This policy is suitable for Business establishments; corporates for whom business interruption would mean heavy monetary loss in view of huge fixed costs.
Fire consequential loss policy provides cover for expenses and increased cost of working as a result of business interruption following a loss covered by the fire policy. Insurance cover can be taken for the maximum period of the anticipated interruption in the event of loss.

Burglary and Housebreaking (Business premises) Policy
This policy covers loss or damage to property like stock, stock-in-trade, goods in trust, plant and machinery, fixtures, fittings, cash or valuables in strong-rooms or safes by theft following burglary (felonious entry or exit from the premises by violent and forcible means). This can be taken for Contents in buildings and Electronic equipment.

Reinstatement cost of data or Programme Insurance
This policy covers the loss resulting in loss of data or programme.

All risk Insurance (for laptops, mobile phones, palm tops etc.)
Policy covers loss of laptops, mobile phones etc., due to fire, burglary, theft, damage due to accidental breakage etc.

Machinery Breakdown Policy
This policy is taken for all the machinery (electrical/non electrical) available in the premises. This cover is against unforeseen and sudden damages caused to the insured machinery from causes such as
o Faulty material, design, construction, erection
o Vibration, maladjustments, misalignment
o Defective lubrication, loosening of parts, explosion due to internal pressure, implosion due to external pressure or internal vacuum, abnormal stress

• Excessive electric pressure, failure of insulation, short circuit, open circuit

• Failure of connected machinery or protective devices

• Lack of skill, carelessness or malice of persons

• Falling, impact, collision and the like,

• Obstruction or the entry of foreign bodies

Money Insurance
This policy provides cover against loss of money in transit, by the insured or Insured's authorized employee(s) occasioned by robbery, theft or any other fortuitous cause. It also covers loss by burglary of house breaking whilst money is retained at Insured's premises, in safe(s) or strong room. Organizations can take this policy while in transit from one branch to other branch or while in transit.

Fidelity Guarantee Insurance
This policy reimburses for direct pecuniary loss due to all acts of fraud or dishonesty or forgery or embezzlement committed by any of the Insured's employees in connection with his/her occupation during the uninterrupted continuance of employment

Plate glass Insurance
This policy covers all kinds of accidental breakages of fixed plate glass like window glasses, show room glasses, etc. Replacement cost of damaged glass or sum insured whichever is lower, is paid.

Public liability Insurance
This policy is taken for indemnify the company against his legal liability to pay compensations including claimant's costs, fees and expenses in respect of injury/damage arising out of accidents. 

Product liability Insurance
The policy indemnifies the company against claims arising out of accidents out of any defects in the products causing damage or pollution.

Errors & Omissions Liability Insurance
This policy is meant for professionals to cover liability falling on them as a result of errors and omissions committed by them whilst rendering professional service. The policy offers a benefit of Retroactive period on continuous renewal of policy whereby claims reported in subsequent renewal but pertaining to earlier period after first inception of the policy, also become payable.

Directors & Officers liability Insurance
This policy covers the Legal liability of Directors and Officers of a company holding positions of trust and responsibility to pay damages to shareholders, employees, creditors, etc., of the company for wrongful acts committed by them in the supervision and management of the affairs of the company.
General Exclusions to the policy are Dishonest fraudulent criminal or malicious act Personal guarantee, Libel and slander and damage to property, Pollution damage and Violation of any Law.

Group Personal Accident Policy
This policy covers Accidental death or bodily injury caused solely by violent, external and visible means or loss resulting directly and independently for all other causes from bodily injuries caused by an ACCIDENT.

Group Mediclaim Policy
This policy covers Group/Association/Institution/Corporate Body of more than 50 persons provided it has a central administration point Bulk Drugs and Pharmaceuticals
The coverages include 

• Hospitalization expenses only for illness/diseases contracted or injury sustained 

• Room, Boarding expenses as provided by the  Hospitalization/Nursing Home.

• Nursing Expenses.

• Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees Anesthesia, Blood, Oxygen, Operation Theater Charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials and x-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and Cost of Organs and similar expenses.
  

Overseas travel Insurance (medical)
Medical expenses incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted is covered.
Corporate Frequent Travellers Policy is mostly suited to the executives who are frequently traveling abroad.